Italy take-home pay: example salaries (2026)
Here is the net take-home pay after tax for a range of common gross salaries in Italy, for a single person using the default settings above. Use the calculator for your exact figure.
| Gross salary (per year) | Net per year | Net per month | You keep |
|---|---|---|---|
| 25.000 € | 20.445 € | 1704 € | 81.8% |
| 30.000 € | 23.439 € | 1953 € | 78.1% |
| 35.000 € | 26.073 € | 2173 € | 74.5% |
| 40.000 € | 28.094 € | 2341 € | 70.2% |
| 50.000 € | 32.758 € | 2730 € | 65.5% |
| 60.000 € | 37.794 € | 3150 € | 63.0% |
| 70.000 € | 42.743 € | 3562 € | 61.1% |
| 85.000 € | 50.166 € | 4180 € | 59.0% |
| 100.000 € | 57.588 € | 4799 € | 57.6% |
| 120.000 € | 67.485 € | 5624 € | 56.2% |
How your Italian net salary is calculated in 2026
Your gross annual salary (RAL) becomes your net after two main deductions: INPS social contributions of about 9.19%, and IRPEF income tax on what remains. IRPEF is then reduced by the employment deduction (detrazione per lavoro dipendente) and, for lower incomes, by the cuneo fiscale support. Finally, regional and municipal surtaxes apply.
For 2026 the middle IRPEF bracket was cut from 35% to 33%, saving up to €440 a year for incomes reaching €50,000.
2026 IRPEF brackets (scaglioni)
| Taxable income | Rate |
|---|---|
| Up to €28,000 | 23% |
| €28,000 – €50,000 | 33% (cut from 35%) |
| Over €50,000 | 43% |
Deductions and the cuneo fiscale bonus
The employment deduction is worth up to €1,955 and tapers as income rises, disappearing above €50,000. On top of this, the cuneo fiscale reform gives a tax-free bonus of 4.8%–7.1% of income for salaries up to €20,000, and an extra deduction of up to €1,000 for incomes between €20,000 and €40,000. Together these make Italian net pay noticeably higher than the headline rates suggest for low and middle earners.
Other payslip components (2026)
| Item | Amount |
|---|---|
| INPS (employee) | 9.19% (+1% above ~€55,008) |
| Employment deduction | up to €1,955 |
| Cuneo bonus (income ≤ €20,000) | 4.8% – 7.1% of income |
| Extra deduction (€20k – €40k) | up to €1,000 |
| Regional + municipal surtax | ~1.5% – 2.5% |
Surtaxes and the number of payments
On top of national IRPEF you pay an addizionale regionale (set by your region, ~1.2%–3.3%) and an addizionale comunale (set by your municipality, up to ~0.9%). Italian salaries are usually paid in 13 instalments (with a tredicesima in December) or 14; the annual total and tax are the same, only the monthly amount changes.
Worked example: RAL €30,000
- INPS (9.19%): €2,757 → taxable income €27,243
- IRPEF after the employment and extra deductions: about €3,287
- Regional + municipal surtax (~1.9%): about €517
- Net take-home: about €23,440 a year — roughly €1,803 across 13 payments
Without surtaxes the same salary is about €1,996 a month on 12 payments. Adjust the surtax and number of payments above to match your payslip.
Frequently asked questions
How much is RAL €30,000 net in Italy?
For 2026, about €23,440 a year after €2,757 INPS, roughly €3,287 IRPEF and ~€517 in regional/municipal surtaxes — around €1,803 a month on 13 payments (or €1,996 on 12, before surtaxes).
What changed in IRPEF for 2026?
The middle bracket was cut from 35% to 33% for income between €28,000 and €50,000. The first (23%) and top (43%) rates are unchanged, so the maximum saving is about €440 a year for incomes of €50,000 or more.
What is the cuneo fiscale bonus?
A support measure for employees: a tax-free bonus of 4.8%–7.1% of income for salaries up to €20,000, plus an extra deduction of up to €1,000 for incomes between €20,000 and €40,000. It increases net pay for low and middle earners.
How much is INPS for employees?
About 9.19% of gross salary, with an extra 1% on the portion above roughly €55,008 a year. It funds your pension and other social insurance.
Why is my salary paid in 13 or 14 instalments?
Many Italian contracts pay a tredicesima (13th month) in December, and some also a fourteenth in summer. The annual gross and tax are unchanged; only the size of each monthly payment differs.